Freddie Mac's 30-year rate climbed to 6.66% this week, while new-home supply swells to 9.6 months. What the builder slowdown means for Maryland, DC, PA, and Delaware buyers right now.
Construction of 2-4 unit buildings just fell 24% nationwide as local zoning battles slow 'light-touch' density. Here's what Maryland buyers and sellers need to understand.
Inventory is finally climbing while buyer demand cools. If you've been waiting for negotiating room in Maryland, DC, PA, or Delaware, this is your window.
Delaware's retiree surge is reshaping housing across the region while rents climb nationwide. A Maryland Realtor translates what both trends mean for local buyers and sellers.
Federal regulators just rescinded Biden-era guidance on special-purpose credit programs. Here's what changed and what it means for homebuyers in Maryland, DC, and Pennsylvania.
Treasury's bond buyback program starts September 9, but 30-year rates just hit 6.92%. Here's what Maryland, DC, PA, and Delaware buyers need to understand about what happened.
A Maryland realtor walks through the one number renters never calculate: how long you need to stay before buying beats renting in the Baltimore-Washington corridor.
Big-box retailers just signaled that homeowners are pulling back on major projects. If you're planning to list in Maryland this fall, here's what that means for your prep strategy.
Fed Chair Warsh speaks Friday while Home Depot and Lowe's report remodeling projects are stalling. Here's what both mean for Maryland sellers right now.
Freddie Mac just reported 6.65% for 30-year loans. HousingWire asked what Washington can actually do about rates—and the answer matters for every buyer and seller in Maryland right now.
What to do in the first three days after receiving PCS orders to Maryland, DC, or Delaware—from an MRP-certified realtor who's walked dozens of military families through the chaos.
A Canadian court just approved Real Brokerage's acquisition of RE/MAX. The deal closes Monday—and it's the latest seismic shift in brokerage models that will ripple through Maryland, D.C., Pennsylvania, and Delaware.
Redfin just named mid-September Baltimore's prime dealmaking window. But with contract cancellations at a nearly three-year high, timing isn't everything.
Freddie Mac's 30-year rate dropped to 6.65% this week, yet national pending sales fell 2.3% in July. What Maryland, DC, PA, and DE buyers and sellers should understand about the disconnect.
Contract cancellations hit a nearly three-year high as buyers flex new power. Here's what's driving the trend across Maryland, D.C., Pennsylvania, and Delaware—and how to use it.
A single $842 line item derailed my buyer's closing in Harford County last week. Here's what Maryland, DC, and PA buyers actually see at settlement—and how to read it.
A Missouri judge let kickback claims against Veterans United proceed under RESPA. Here's what the ruling means for buyer protections in Maryland, DC, Pennsylvania, and Delaware.
Rates dropped to 6.65% this week, yet new listings climbed while pending sales fell to a March low. What's really happening in MD, DC, PA, and DE—and what sellers need to know now.
Rates ticked down this week even as bond markets stayed messy. New listings are climbing nationally, but pending sales just hit their lowest mark since March—here's what that split means locally.
A personal collection on the mantle torpedoed a listing's first impression. Here's what I learned about photo day prep across Maryland's diverse markets.
Mortgage & Financing · August 19, 2026 · 8 min read
Most Maryland buyers know about permanent buydowns. Far fewer hear about the 2-1 or 1-0 temporary buydown—and it just saved a Harford County client $8,400 in year one.
The Eighth Circuit just affirmed the NAR commission settlement. Here's what changed for buyers and sellers in Maryland, DC, Pennsylvania, and Delaware—in plain English.
The Eighth Circuit just affirmed the NAR commission settlement. Here's what that means for how you'll buy or sell a home in Maryland, DC, Pennsylvania, and Delaware starting now.
New-home construction fell sharply in July, but permits jumped 5%. Here's what the squeeze means for buyers in Maryland, DC, Pennsylvania, and Delaware.
New-home starts fell to an 808K pace in July while mortgage rates climbed to 6.67%. Here's what the squeeze means for buyers across Maryland, DC, Pennsylvania, and Delaware.
The More Homes on the Market Act could double capital gains exclusions to $500K/$1M. Here's what Maryland, DC, PA and DE sellers should understand before it potentially becomes law.
A Cecil County family told me their kids' teachers know them by name—then showed me their mortgage payment. Here's what buyers moving north from Harford and Baltimore discover.
Rates nudged higher today after last week's four-week low. But the real story? With listing data everywhere, buyers and sellers win when they work with someone who knows what the numbers actually mean on the ground.
National inventory rose to 871,063 in mid-August while 41.67% of sellers slashed prices. Here's what the numbers mean for Maryland, DC, Pennsylvania, and Delaware buyers and sellers right now.
Inventory ticked up year-over-year in mid-August as mortgage rates stayed stubbornly high—and more than 40% of listings nationwide are cutting prices. Here's what that means for buyers and sellers in our corner of the Mid-Atlantic.
A forgotten water lien taught me—and a nervous first-time investor—why Baltimore County rental property due diligence needs to go deeper than the home inspection.
NAR reports existing-home sales fell 1.7% in July, but inventory remains the real story. Here's what the Northeast squeeze means for Maryland, DC, and PA buyers and sellers right now.
Most Maryland first-time buyers know about MMP down payment help. But there's one residency rule almost everyone misses—and it costs people their loan approval.
Shareholders just approved the Real/RE/MAX merger at 99% and 78.8%. Here's what's changing for Maryland, DC, PA, and Delaware buyers—and what your agent should tell you before you sign anything.
Rates fell to 6.67% this week, but buyer demand just hit a record low. Here's what's actually happening in Maryland, DC, Pennsylvania and Delaware—and what it means if you're trying to buy or sell.
Rates fell to their lowest point in nearly a month, but buyer demand just hit a record low. Here's what's actually happening in the Maryland and DC housing market right now.
From Rochester to Baltimore, the Northeast housing story is identical: not enough homes, plenty of buyers. Here's what the inventory squeeze means if you're buying or selling in Maryland right now.
Most Maryland sellers are shocked by their net proceeds. Here's the line-by-line breakdown of where your money actually goes—and how to estimate what you'll walk away with.
When the appraisal doesn't match your offer, panic sets in. Here's what actually happens next and the four paths forward for Maryland, DC, and PA buyers.
Buyer demand just hit a record low while seller inventory climbs. If you're thinking of selling in Maryland, D.C., or PA, this shift changes everything about your strategy.
Regulators in 46 states and DC just reached a $15.5M settlement with Newrez over lender-placed insurance. Here's what it means if you're a Maryland homeowner with a mortgage.
The Tenth Circuit just upheld dismissal of Homie's antitrust lawsuit against NAR. Here's what that ruling means for how you work with agents in Maryland, DC, Pennsylvania, and Delaware today.
July's inflation report came in right on target, mortgage rates are holding near 6.7%, and pending sales just hit a near-2-year low. Here's what it means for buyers in Maryland, DC, PA and Delaware.
Applications jumped as rates fell to 6.77%, but July home sales hit a two-year low. Here's what's actually happening on the ground in Maryland, DC, Pennsylvania, and Delaware.
Before your Prince George's County home hits the market, there are about ten decisions that determine your net. Here's the prep list I walk every seller through, in order.
Median prices up ~3% year over year, inventory up 13%, and homes taking five to six weeks to sell. What the mid-2026 numbers actually mean for Maryland buyers and sellers.
I work out of Bel Air and show homes across Harford County every week. Here's my honest take on the towns, the commutes, the price points, and who this county fits best.
Two years after the NAR settlement changed how agents get paid, confusion is still everywhere. Here's the plain-English version of the rules for buyers and sellers in Maryland, D.C., and Pennsylvania.
Freddie Mac's latest survey puts the 30-year fixed at 6.69%. Here's what that number actually means for monthly payments and negotiating power across Maryland, D.C., and Pennsylvania.
Before we tour anything, we talk. Here's the exact conversation I have with every first-time buyer in Maryland — money, mindset, and the mistakes I see people make in week one.